Auto Insurance

You know that you need car insurance. You probably have some form of it, but do you know for a fact that you have the coverage you need? Are you getting the best possible rates for the coverage you need? Hometown Insurance Agency understands that you are bombarded daily with advertisements for low-cost car insurance. We want to offer you insurance that comes with personal service. Unlike captive agents working for big, national brands, we work directly for you.

Savings on the Coverage You Need

Big, nationwide chains often advertise low premiums or “name your price” deals on car insurance. Have you ever wondered what the trade-off is? Often it’s in the service and coverage. Hometown Insurance Agency partners with several top insurance carriers. We can help you shop around for affordable car insurance, but we also go a step farther. We provide personalized customer service. Whether you need a rate review or need to file a claim, we always take care of our customers.

Auto Coverage Requirements and Options

Most states require drivers to carry minimum liability coverage, and some also require uninsured/underinsured motorist insurance or no-fault medical coverage (PIP) as well. Unfortunately, minimum coverage doesn’t always cover the full amount of damage done in a car crash, and many drivers have discovered too late that they must pay the balance out of pocket. Hometown Insurance Agency can help you assess the coverage you really need. In addition to legally required auto coverage, we also offer additional insurance at affordable rates. This includes

Collision coverage to pay for damages to your own vehicle in a collision you cause
Comprehensive insurance to pay for non-crash-related damages to an insured vehicle
Towing and roadside assistance to help in the event of a breakdown or other roadside mishap

Even if you have an auto insurance policy, it never hurts to shop around. Contact Hometown Insurance Agency for your free quote today. We’ll help you ease on down the road.